Purchasing a property is most likely the biggest financial decision you will ever make, so having an expert in your corner to help you through the process is a must. We can help you understand complex issues, complete the piles of paperwork and finalize your purchase. We can also provide you with access to property listings before they hit the general market.

Read below for some basics about the home buying process.

The real estate market is ever-changing.

You’ve probably heard a real estate agent tell you, “It’s a sellers’ market,” or ,”It’s a buyers’ market.” The key to making the right purchase begins with understanding the overall climate of the real estate market. In a sellers’ market, like we’ve experienced since 2015, it’s important to be fully prepared before you get serious about buying.

We are experts, and we want you to be as educated as possible about the home-buying process

So here’s how the purchase process works: most often, real estate commissions are paid by the Seller. Therefore, the Seller of the property you purchase pays the bill for us to work for you. Not all real estate agents are experienced, but we are. Not all agents sell full-time, but we do. The agent that you hire should advise you according to your goals, write an offer that puts you in the best position possible, and helps you understand every aspect of the home buying process. We do just that for our clients every day, and we want to be your agents for life.

Here are the steps you should take in the home-buying process:

1. Determine if you’re ready to buy.

Are you ready to make the investment, or are you just getting an indication of housing styles and pricing? Houses are selling quickly, and sometimes even above asking price. What you see today may not be on the market in two weeks.

2. Find a lender and get pre-approved.

Know exactly what you can afford so you’re prepared to make an offer on something you love. Your lender will also explain your financing options and estimate your price range within your budget. If you’re not sure what lender to call, we can help you find a reliable and trustworthy one.

3. Don’t make any financial or income changes.

Once you’re pre-approved, you want to avoid switching jobs, buying a new car, getting a new credit card, or doing anything else that could adjust your debt-to-income ratio or credit score.

4. Get to know neighborhoods and communities.

Narrow your focus by getting to know the neighborhoods and communities you’re interested in. We know the market inside and out and can help guide you towards the right location for you.

Now, you’ve probably found a house you’d like to put an offer on. We can help negotiate your offer to get you the best deal on a home you love!

Once your offer has been accepted, there are a few next steps:

5. Get a home inspection.

Never purchase a home without a professional third-party opinion. Make sure you’re aware of any potential problems or investments you may have to make before you close on the house.

6. Rely on us.

We don’t just get paid to broker a deal, we are available to advise you, help you make good decisions and understand every aspect of the home buying process.

We believe in taking care of our clients during each step of the process, so you can find the home of your dreams within your budget. And once you find that home, we’re always available to refer you to services you might need, or give advice.

We look forward to working with you!

"Dirk did an excellent job of finding us the perfect home in just a short time after we met him. He also sold our home as well. He is very professional and has great people skills. Dirk always returned our calls promptly and did spend time with us to answer all of our many questions. He is very patient and is not a “pushy” person. He was very helpful during stressful times. We have recommended Dirk to family and friends and will continue to do so." – Tom & Dixie P.
“I and my wife have bought and sold 6 homes across the US. Dirk and his team are the only real estate agents we have ever worked with for whom we can honestly say that they have had our best interests at heart. They worked with us to find a home that worked for our families needs, they worked to get a us a fair price and took care of all of the details required to close. Working with Dirk and his team was a blessing to us and will be for anyone looking to buy or sell in the West Michigan region.” – Jack and Jessica T
“After moving my mother into assisted living, my sister and I had the arduous task of clearing out, cleaning and selling our mother’s house. We contacted Dirk & Bekah to list it. Since we didn’t live in the Spring Lake area, we relied heavily on Dirk & Bekah for the whole process. It couldn’t have gone any smoother. Everything was handled over the phone or via email and the whole process concluded with out a hitch. The house sold within the first week of listing! We would recommend Dirk & Bekah for your real estate needs.” – Chris H.